RND Resources, Inc. understands that your Privacy is important. We have posted this notice in accordance with applicable state and federal laws and because you are a current or potential customer of one of the RND Resources, Inc. companies. This notice will help you understand what types of nonpublic personal information – information about you that is not publicly available – we may collect, how we use it and how we protect your privacy.

We collect nonpublic personal information to process and administer our customers’ business and to ensure that we are satisfying their financial needs. We have policies and procedures in place to protect nonpublic personal information about our customers. We do not sell nonpublic personal information about our customers to third parties, i.e., companies or individuals that are not affiliated with RND Resources, Inc. We do not disclose any nonpublic personal information about our customers to anyone, except as permitted by law. We do not share or use personally identifiable health information for marketing purposes. Our Privacy Policy applies to both current and former customers.

Q: What types of nonpublic personal information does RND Resources, Inc. collect?
A: RND Resources, Inc. employees, representatives, agents and selected third parties may collect nonpublic personal information about our customers, including:
Information provided to us, such as on applications or other forms.
Information about transactions with us, our affiliates or third parties.
Information from others, such as credit reporting agencies, employers and federal and state agencies.
The types of nonpublic personal information RND Resources, Inc. collects vary according to the products or services provided and may include, for example: account balances, income, assets, insurance premiums, credit reports, marital status and payment history. We also may collect nonpublic personal health information, like medical reports, for certain types of insurance policies in order to underwrite the policy, administer claims or perform other insurance or related functions.

Q: What does RND Resources, Inc. do to protect nonpublic personal information?
A: We restrict access to nonpublic personal information to those employees, agents representatives or third parties who need to know the information to provide products and services to our customers. We have policies and procedures that give direction to our employees, and agents and representatives acting on our behalf, regarding how to protect and use nonpublic personal information. We maintain physical information and procedural safeguards to protect nonpublic personal information.

Q: With whom does RND Resources, Inc. share nonpublic personal information, and why?
A: We do not share nonpublic personal information about our customers with anyone, including other affiliated RND Resources, Inc. companies or third parties, except as permitted by law. We may disclose, as allowed by law, all types of nonpublic personal information we collect when needed, to affiliated RND Resources, Inc. companies, agents, employees, representatives and third parties that market our services and products and administer and service customer accounts on our behalf; or other financial institutions with whom we have joint marketing agreements. Examples of the types of companies and individuals to whom we may disclose nonpublic personal information include banks, attorneys, trustees, third-party administrators, insurance agents, insurance companies, insurance support organizations, credit reporting agencies, registered broker/dealers, auditors, regulators, transfer agents and reinsures. We do not share personally identifiable health information unless the customer or the applicable law authorizes further sharing.

Q: Does RND Resources, Inc. Privacy Policy apply to its agents and representatives?
A: RND Resources, Inc. Privacy Policy applies, to the extent required by law, to its agents and representatives when they are acting on behalf of RND Resources, Inc. Please note: There may be instances when these same agents and representatives may not be acting on behalf of RND Resources, Inc., in which case they may collect nonpublic personal information on their own behalf or on behalf of another. In these instances, RND Resources, Inc. Privacy Policy would not apply.

Q: Will RND Resources, Inc. Privacy Policy change?
A: RND Resources, Inc. reserves the right to change any of its privacy policies and related procedures at any time, in accordance with applicable federal and state laws. You will receive appropriate notice of our Privacy Policy changes.

THIS PRIVACY NOTICE IS PROVIDED TO YOU FOR INFORMATIONAL PURPOSES ONLY. YOU DO NOT NEED TO CALL OR TAKE ANY ACTION IN RESPONSE TO THIS NOTICE. WE RECOMMEND THAT YOU READ AND RETAIN THIS NOTICE FOR YOUR PERSONAL FILES